Sunday, May 16, 2010

This sure has been easy...

"This sure has been easy," I said on Tuesday morning. I was referring to our impending move and sale of our home. We had an offer on our house within 10 days of putting it on the market and things went very well with selecting our new home. The financing worked out in our favor, we got a low interest rate, and we planned to move in on Friday. That is until Wednesday.

Wednesday I was working from the house and got a call from my realtor. "Do you want to schedule a final walk through on your new home?" I had been meaning to set that up so we worked out to go over that afternoon at 4 and make sure everything looked good for our move in. We had appointments to sign our buyer and sellers agreements on Thursday and this was my last chance to see the house before we signed. At 3 I got the call that has been plaguing us ever since.

"Trinity, we have a problem?"
"What's that Dan?"
"It seems the buyers on your home had an issue that will cause them to be unable to close tomorrow. Their agent said it should be fixed tomorrow and we can close on Friday."
"What? Well that isn't good. Do you know what it is?"
"No, but I am going to call around and see what I can find out. This is going to delay me getting to our walk through so I will meet you at 4:30 instead."

At the walk through I learned what happened. There was a gift of some money given to the buyers for the purchase of the home and when that happens you have to declare the gift and get a statement saying it isn't a loan. They didn't do this and thus we were stuck. After talking to my realtor we were told by the buyers that Friday shouldn't be an issue and to expect to close then.

Diana was flying in for this and we had transferred utilities, booked movers, and taken off work to get all of this done. I wasn't happy but one day wasn't going to kill us. I broke the news to her and she landed in Dallas on Wednesday night.

Thursday we heard nothing. The loans were stuck in underwriting and we were waiting. I had moved all of our important things such as movers and installs to Saturday but late in the afternoon we still knew nothing. We went and signed the paperwork on our new home and hoped that Friday afternoon was a possibility.

It ended up not being possible as well. We were out shopping for baby furniture and waiting for news on what was going to happen. When the call came, we were informed of what was holding us up. Somewhere along the way, our current address was spelled Oaks instead of Oak, the buyers wife has a hyphen in her name on some but not all of the documents, and a previous offer the buyers had made on another home that they ended up abandoning after inspection was under question for earnest money. It was now known that the earliest we could close would be Monday and more likely Tuesday or Wednesday.

Diana had to leave town on Saturday morning so we had to go get Power of Attorney to allow me to sign for both of us. I had to rush to reschedule all of our utilities and installs and now the movers have been put on hold again. I had to reschedule a work trip that was supposed to happen on Tuesday and Diana is scrambling to find time to come home and help me move.

So, "This sure has been easy" was the biggest bit of irony I have seen in a while.

That is all,

Newt

4 Ripples in the pond:

Lola Lakely said...

Ugh. Buying a home seems to always suck. I had such a nightmare with mine. And now I'm having another nightmare with all the construction. Arghh. Super happy fun times owning and buying a house.

I'd rather be at the BeerGarden.

Soda and Candy said...

Ah, you forgot to knock on wood!

I hope it works out for you soon : )

Trinity said...

Lola - I would definitely rather be in the beer garden. I have been drinking beer all by myself in the living room while I watch Glee and SNL.

S&C - Me too. This is stressing my wife out. And she is in Florida for work so I can't even tell her to stop it in person.

Girl Interrupted said...

Gah! Silly boy, you jinxed yourself!

I really hope that it's all worked out now and that you and Diana are happily settled into your new home.

If nothing else, I hope that it's taught you never to trust people with hyphens in their name.